National Economic FundMost Popular
From$240,000
- What you holdNothing to manage
- Timeline4–7 months
- RefundableNo
Saint Lucia · Citizenship by Investment
Your Capital
Comes Back
Saint Lucia is the one programme in the region offering a genuine government bond option — capital placed, held, and returned to you in full at maturity. Higher upfront, lower true cost.
The Qualifying Routes
Four Ways to Qualify, One Passport
Saint Lucia offers the widest spread of routes in the Caribbean — including the only one where your money comes back to you.
Government BondRefundable
From$300,000
- What you holdNon-interest bond
- Hold period5 years
- RefundableIn full
Approved Real EstateTangible Asset
From$300,000
- What you holdProperty or share
- Hold period5 years
- IncomeRental permitted
Enterprise ProjectBusiness Route
Joint venture from$3.5M
- What you holdBusiness stake
- Jobs createdMinimum required
- ApprovalCabinet-level
Figures are indicative entry points and exclude government, due-diligence, processing and passport fees. Caribbean programmes revised their minimum thresholds in 2024 — every figure is re-confirmed against the current Citizenship by Investment Unit schedule on the day we file.
The Investment Route
Three Doors, One Outcome
Saint Lucia's spread of routes is the widest in the region. Which one suits you depends almost entirely on whether you want your capital back.
01
National Economic Fund
A direct contribution to Saint Lucia's national economic fund. Nothing to manage afterwards, and usually the quickest path from application to passport.
- Single applicant or family pricing
- No property to maintain or resell
- Source-of-funds documentation prepared
- Typically the fastest route
02
Government Bond
A non-interest-bearing government bond, held for five years and returned in full at maturity. Higher upfront, but the lowest true lifetime cost of any Caribbean route.
- Purchased through an approved agent
- Capital returned in full at maturity
- No property or rental exposure
- The lowest net cost in the region
03
Approved Real Estate
Investment into a government-approved development, held for five years, with resale permitted afterwards to another qualifying applicant.
- Selected from an approved developer list
- Title or share registered in your name
- Resale permitted after the holding period
- Potential rental yield during the hold
Why Ozmark
Counsel, Not Salesmanship
The bond route is the most misunderstood product in the Caribbean. Handled correctly it is the cheapest passport in the region; handled poorly it is a five-year headache.
The bond, explained plainlyEvery Saint Lucia file we open starts with the true net cost — bond against donation — set out in writing.
- Straight talk on the bond route
- The bond is non-interest-bearing. You get your capital back, not a return on it. We show you the true net cost against the donation route in writing, before you decide.
- Licensed & government-approved
- We file only through authorised agents and approved developments. If a project can't be filed cleanly, we tell you before you commit a rupee — not after.
- Transparent case tracking
- Submitted, in review, approved — you see every milestone of your file in plain language, and you hear about a query from us before you hear about it from anyone else.
- Confidential by default
- Your file touches the smallest possible number of hands. No case is discussed, listed or used as a reference without your written permission.
- Support after approval
- Passport collection, travel planning and renewal reminders — and a Lahore office your family can still walk into years later.
We are consultants, not tax or legal advisors. Where your case calls for one, we connect you with a qualified professional rather than guessing.
The Ozmark Method
A Considered Path, Five Movements
From your first sitting to a passport at your door — the same five movements, every time, in plain language at every stage.
- 1
Free Consultation
A private, confidential sitting to understand your goals, timeline and budget — before any route is recommended.
- 2
Eligibility & Route Selection
Honest profiling against real due-diligence criteria, with the bond and donation routes costed side by side.
- 3
Investment & Application Filing
Funds escrowed, documents notarised and apostilled, and your application filed with the CIU.
- 4
Due Diligence & Approval
Background checks coordinated, queries answered promptly, and your approval in principle secured.
- 5
Passport Issuance & Delivery
Oath, certificate and passport issuance handled end-to-end, with delivery to your door in Lahore.
145+
Visa-Free & Visa-on-Arrival Destinations
UKUnited Kingdom
EUSchengen Area
SGSingapore
HKHong Kong
0Residency Days
Visa-free access is set by each destination and changes without notice. We reconfirm current access at the eligibility stage of every case.
In Their Words
Families Who Trusted the Process
Confidentiality mattered most to us. Our file never touched an unnecessary hand, and the bond route means our capital comes back in full later.
They costed the bond against the donation for us in writing. The bond won on a ten-year view, and they showed us the maths.
Four months, start to passport. The only surprise was that there were no surprises.
Before You Ask
Questions, Answered Plainly
Is the first consultation really confidential?
Yes — a private sitting with a senior counsellor, in person in Lahore or over a call. Nothing about your case is shared or discussed outside your file, whether or not you engage us.
Does the government bond pay interest?
No. It is a non-interest-bearing bond. You get your capital back in full at the end of the five-year holding period, but you earn nothing on it. The saving comes from not making a non-refundable donation, not from a return.
Can my spouse, children and parents be included?
Yes. Spouse, dependent children, parents and, in some cases, siblings can be added, each with their own government fee. We map the full family cost before you commit.
What happens if my application is queried?
We respond to the Citizenship by Investment Unit directly and promptly. A query is usually a documentation gap rather than a rejection. We stay engaged with your file until the passport is issued, not just until the application is filed.
Are there tax implications?
Citizenship itself doesn't automatically create a new tax obligation, but your personal situation might. We aren't tax advisors, so where your case calls for one, we connect you with a qualified professional rather than guessing.
We're Listening
Still Have Query or Confusion?
Thresholds, the bond, timelines — if anything above is still unclear, ask it directly. A senior counsellor will walk you through your options, confidentially and at no cost.